Capella Mortgage $100M Funds

Capella Mortgage announces that their two new $100 million funds are ready to lend on hard money, soft money, construction, development, rehab, short term and longer term loans. This means that Capella Mortgage will be able to close faster, fund faster and make lower interest rate loans for particular types of loans. For example, borrowers

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If you are frustrated beyond belief with the lending process, maybe it’s time you got a hard money loan from Capella Mortgage. We have the easiest process of any hard money lender. How do we know? Our customers tell us! Although we do ask for your financial documents, so we can see that you really

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Capella Mortgage declares a State of Emergency. 340 people have their hopes of home ownership crushed by the latest regulations of Dodd-Frank. Under the new rules, lenders refuse to lend money. Not because the loans are unsafe, but because the government has said that it is okay to sue the lender and the lender will

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Soft Money, AltQM, NonQM

Well, we just got back from the National Association of Mortgage Brokers convention, and found out that the hottest new thing is the same thing we’ve been doing for years now. Non-conventional lending. They call it AltQM and NonQM, meaning that the loan programs do not meet the guidelines published by the Consumer Financial Protection

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Balloon Payments for Small Creditors

In September 2015, the CFPB issued new rules relating to whether or not a high cost loan could have a balloon payment at 5 years. A high cost loan is a definition that applies only to ‘owner occupied dwellings’. The link listed below references the article from the CFPB that explains that small creditors CAN

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Lending in Nevada, California, New Mexico, Texas, Colorado, Arizona and Wyoming, Commercial loans in 35 states

We also lend on commercial property in 35 other states, depending on the property, credit, LTV, etc.

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