HARD MONEY LOANS

If you are frustrated beyond belief with the lending process, maybe it’s time you got a hard money loan from Capella Mortgage. We have the easiest process of any hard money lender. How do we know? Our customers tell us! Although we do ask for your financial...

HIGH COST LOANS

Capella Mortgage declares a State of Emergency. 340 people have their hopes of home ownership crushed by the latest regulations of Dodd-Frank. Under the new rules, lenders refuse to lend money. Not because the loans are unsafe, but because the government has said that...

Dodd-Frank Seminar Feb 26

Are you wondering what the latest regulations of Dodd-Frank will do to your business? Us too! After months of study, we are going to share what we know about the rules and regulations published by the Consumer Financial Protection Bureau. Please join us on February...

Soft Money, AltQM, NonQM

Well, we just got back from the National Association of Mortgage Brokers convention, and found out that the hottest new thing is the same thing we’ve been doing for years now. Non-conventional lending. They call it AltQM and NonQM, meaning that the loan programs...

Balloon Payments for Small Creditors

In September 2015, the CFPB issued new rules relating to whether or not a high cost loan could have a balloon payment at 5 years. A high cost loan is a definition that applies only to ‘owner occupied dwellings’. The link listed below references the article...