CORINNE CORDON, OWNER, PRESIDENT, AND FOUNDER OF CAPELLA MORTGAGE
I’ve got 18 long years of experience figuring out how to close your loan the fastest, cheapest, and easiest way. If your loan officer doesn’t have enough years in the business, how will he recognize that what you just said means that you’ve got an overlay to deal with?
So, we won’t quote rates right off the bat because we have the same rates everyone else does and we are going to give you the cheapest rate you qualify for and let you shop us. But we give you the rates, we’re going to listen to your story and figure out which program will work for your situation. Just call us at 702-214-4700.
If we can’t help you, we’ll give you the phone number of someone who can help you, no charge at all! We don’t want to waste your time, and we don’t want you to waste ours. Let’s work together and make you another happy satisfied customer of Capella Mortgage.
Check around, you’ll see that we have a great reputation among our borrowers, investors, escrow officers, realtors, and other lenders.
Here are our high points:
- We have been licensed in Las Vegas since Feb 8, 2002 – we never shut down during the great crash.
- We have never had a borrower or investor complaint filed against us with a regulatory agency.
- We have experienced loan officers who know how to solve your unique situation.
- We have TWO convenient locations: 546 N. Eastern Ave, #110, Las Vegas, NV 89101 and 3765 E. Sunset #B9, Las Vegas, NV 89120
- We work weekends and nights, all week, every week. Once a week, we have training.
- We are a Mortgage Broker. That means we have the cheapest loans! Compare our Loan Estimates against any other lender. And, if you want help paying for your other closing costs, we can help you do that by adjusting your interest rate – and you make the decision.
- We are a Mortgage Broker. That means that if your loan gets turned down by one of our lenders, then we can submit to another lender immediately. Banks turn you down and then you have to start over somewhere else. THIS IS A HUGE ADVANTAGE TO USING A MORTGAGE BROKER.
WE DO THE FOLLOWING TYPES OF LOANS : HARD MONEY, COMMERCIAL PROPERTY LOANS, LAND LOANS, MOBILE HOME LOANS, RENOVATION LOANS, 203K FHA, FANNIE MAE, HARD MONEY, NICHE LOANS, SOFT MONEY, ALTQM, NONQM, JUMBO, WE ARE, FAST, SMART,
AND HAPPY TO HELP YOU!
AND IF ANY LOAN OFFICER GIVES YOU AN INTEREST RATE BEFORE HEARING YOUR STORY, THEY ARE EITHER INEXPERIENCED OR LYING TO YOU.
I can tell you generally what the rate will be, but there is NO WAY to know exactly what you qualify for, unless I do some digging, read your documents, check out the property, carefully read your credit report and tax returns, calculate your add-backs…..you get the point. Isn’t there something you want to tell your mortgage broker that is unique about your situation?
Something that might make them look at your loan differently if they knew about ti? Then how can you expect a loan officer to give you a quote without knowing about you?
Sure, we can quote the rate on MSNBC or CNN, or Bankrate.com, but that’s not the rate you’ll end up with from a lender because it isn’t based on your situation. Those quotes are for the borrowers with 780 credit scores, 50% down payment, on $250,000 loans, with a 15% Debt to Income Ratio. Is that you? So, give us a chance to talk to you, and then we’ll give you the rate you qualify for, the fees for escrow, title, recording, etc., and the terms and conditions of your loan.
Top Nevada Lender
25 Years of Experience
Mortgage applications were down for the second week in a row as rates continue to rise,read more
I love this link. Click here to find out what is going on at BofA.read more
If you are frustrated beyond belief with the lending process, maybe it's time you got a hard money loan from Capella Mortgage. We have the easiest process of any hard money lender. How do we know? Our customers tell us! Although we do ask for your financial documents,...read more
Capella Mortgage declares a State of Emergency. 340 people have their hopes of home ownership crushed by the latest regulations of Dodd-Frank. Under the new rules, lenders refuse to lend money. Not because the loans are unsafe, but because the government has said that...read more
Are you wondering what the latest regulations of Dodd-Frank will do to your business? Us too! After months of study, we are going to share what we know about the rules and regulations published by the Consumer Financial Protection Bureau. Please join us on February...read more
Well, we just got back from the National Association of Mortgage Brokers convention, and found out that the hottest new thing is the same thing we've been doing for years now. Non-conventional lending. They call it AltQM and NonQM, meaning that the loan programs do...read more
In September 2015, the CFPB issued new rules relating to whether or not a high cost loan could have a balloon payment at 5 years. A high cost loan is a definition that applies only to 'owner occupied dwellings'. The link listed below references the article from the...read more
ANALYSIS & OPINION
Posted To: MND NewsWireRather than taking a step back this year, home sales now seem ready to best their 2016 numbers. Freddie Mac's economists admit that, up until this month, their expectations were for the former (i.e. a 'step back'), but based on recent data, they...
Posted To: Mortgage Rate WatchMortgage rates fell today despite relatively uneventful movement in underlying bond markets (which drive day to day changes in rates). The net improvement can be explained by the timing of yesterday's improvement. Simply put, bonds...
Posted To: MBS CommentaryAfter seeing today's trading--especially when we consider it in the context of recent technical levels and yesterday's bounce around 2.25% in 10yr yields--it seems increasingly clear that bonds are doing that thing they sometimes do as the...
Posted To: MND NewsWireIt often gets lost in the shuffle, but the Federal Housing Finance Agency (FHFA) is not just the regulator and conservator of the government sponsored enterprises Fannie Mae and Freddie Mac, it also regulates the Federal Home Loan Banking System...
Posted To: Pipeline PressMontana may have its issues with politicians vying for the WWE title belt, but the state does seem to steer clear of cyberattacks. At least, it does in this hypnotic hacking attempt map . PHH & CFPB drama continues Yesterday the Court of...
Mortgage Rates Back at 2-Week Lows; State-Level Guideline Changes; Housing Permits and Starts Miss Forecasts
Compared to yesterday, mortgage rates are either a little bit higher or lower depending on the lender at the moment. On average, they've inched just past last Friday's levels, meaning they're the lowest in 2 weeks . As nice as that sounds, it's worth noting that we're...
Mortgage rates surged significantly lower today, as a part of a broad-based market movement following a political scandal that began taking shape yesterday afternoon. You can choose your preferred media outlet to digest all of the details, but the issue surrounds...
Conventional wisdom, the lending version, holds that refinance loans are inherently less risky than purchase loans, but a recent analysis from the Urban Institute (UI) refutes this contention. In fact, Linda Goodman, Co-director of UI's Housing Finance Policy Center...
Mortgage rates continued higher for the 2nd straight day after hitting the lowest levels in more than 7 months earlier this week. Wednesday's big move lower was a direct result of political headlines relating to potential wrongdoing in communications between Trump and...
Low and Sideways, Mortgage Rates Play Waiting Game; Bond Markets Hoping For Drama; Households Shift Toward Buying
Mortgage rates were slightly higher for the 3rd straight day, continuing a modest bounce back from the year's lowest rates last Wednesday. In a nutshell, bond markets (which dictate mortgage rates) reacted in a big way to last week's political headlines, and have...
Posted To: Pipeline PressI recently heard a CEO say, “I am fine competing on product, price, and service. But we shouldn’t have to compete on subjective interpretations of rules, regulations, and compliance issues.” While residential lenders wait for another...read more
Posted To: MBS CommentaryLast week was characterized by one big day of volume and volatility surrounding the apparently scandalous and sensational political headlines. By now, you've either come across the news in question (regarding Trump, Comey, Flynn, Chaffetz,...read more
Posted To: Mortgage Rate WatchMortgage rates were slightly higher for the 3rd straight day, continuing a modest bounce back from the year's lowest rates last Wednesday. In a nutshell, bond markets (which dictate mortgage rates) reacted in a big way to last week's...read more
Posted To: MBS CommentaryToday was super slow for bond markets with 10yr yields holding under the same ceiling that was in place on Friday (2.25+). At the same time, the lower yields of the day continually crept higher, making for an even narrower "consolidation...read more
Posted To: Mortgage Rate WatchMortgage rates continued higher for the 2nd straight day after hitting the lowest levels in more than 7 months earlier this week. Wednesday's big move lower was a direct result of political headlines relating to potential wrongdoing in...read more
Capella Mortgage lends in Nevada, California, Washington, Oregon and Arizona, and soon New Mexico, Texas, Colorado, and Wyoming.
3765 E. Sunset #B9
Las Vegas, NV 89120
Phone (702) 214-4700
Fax (702) 214-4703
Broker license #456
NMLS # 372157, Matthew Dale, Broker