Real Estate Loans
AltQM, NonQM, Traditional (Conventional, FHA), Hard Money, Soft Money
NV, CA, AZ, and soon WA, OR, WY, CO, NM, TX
702-214-4700

CORINNE CORDON, OWNER, PRESIDENT, AND FOUNDER OF CAPELLA MORTGAGE

I’ve got 18 long years of experience figuring out how to close your loan the fastest, cheapest, and easiest way. If your loan officer doesn’t have enough years in the business, how will he recognize that what you just said means that you’ve got an overlay to deal with?

So, we won’t quote rates right off the bat because we have the same rates everyone else does and we are going to give you the cheapest rate you qualify for and let you shop us. But we give you the rates, we’re going to listen to your story and figure out which program will work for your situation. Just call us at 702-214-4700.

If we can’t help you, we’ll give you the phone number of someone who can help you, no charge at all! We don’t want to waste your time, and we don’t want you to waste ours. Let’s work together and make you another happy satisfied customer of Capella Mortgage.

Check around, you’ll see that we have a great reputation among our borrowers, investors, escrow officers, realtors, and other lenders.

Here are our high points:

  • We have been licensed in Las Vegas since Feb 8, 2002 – we never shut down during the great crash.
  • We have never had a borrower or investor complaint filed against us with a regulatory agency.
  • We have experienced loan officers who know how to solve your unique situation.
  • We have TWO convenient locations: 546 N. Eastern Ave, #110, Las Vegas, NV 89101 and 3765 E. Sunset #B9, Las Vegas, NV 89120
  • We work weekends and nights, all week, every week. Once a week, we have training.
  • We are a Mortgage Broker. That means we have the cheapest loans! Compare our Loan Estimates against any other lender. And, if you want help paying for your other closing costs, we can help you do that by adjusting your interest rate – and you make the decision.
  • We are a Mortgage Broker. That means that if your loan gets turned down by one of our lenders, then we can submit to another lender immediately. Banks turn you down and then you have to start over somewhere else. THIS IS A HUGE ADVANTAGE TO USING A MORTGAGE BROKER.

WE DO THE FOLLOWING TYPES OF LOANS : HARD MONEY, COMMERCIAL PROPERTY LOANS, LAND LOANS, MOBILE HOME LOANS, RENOVATION LOANS, 203K FHA, FANNIE MAE, HARD MONEY, NICHE LOANS, SOFT MONEY, ALTQM, NONQM, JUMBO, WE ARE, FAST, SMART,

AND HAPPY TO HELP YOU!

REALLY!

AND IF ANY LOAN OFFICER GIVES YOU AN INTEREST RATE BEFORE HEARING YOUR STORY, THEY ARE EITHER INEXPERIENCED OR LYING TO YOU.

I can tell you generally what the rate will be, but there is NO WAY to know exactly what you qualify for, unless I do some digging, read your documents, check out the property, carefully read your credit report and tax returns, calculate your add-backs…..you get the point. Isn’t there something you want to tell your mortgage broker that is unique about your situation?

Something that might make them look at your loan differently if they knew about ti? Then how can you expect a loan officer to give you a quote without knowing about you?

Sure, we can quote the rate on MSNBC or CNN, or Bankrate.com, but that’s not the rate you’ll end up with from a lender because it isn’t based on your situation. Those quotes are for the borrowers with 780 credit scores, 50% down payment, on $250,000 loans, with a 15% Debt to Income Ratio. Is that you? So, give us a chance to talk to you, and then we’ll give you the rate you qualify for, the fees for escrow, title, recording, etc., and the terms and conditions of your loan.

Service Excellence!

Top Nevada Lender

25 Years of Experience

Dedicated Experts

Speedy Approvals

FEATURED ARTICLES

HARD MONEY LOANS

If you are frustrated beyond belief with the lending process, maybe it's time you got a hard money loan from Capella Mortgage. We have the easiest process of any hard money lender. How do we know? Our customers tell us! Although we do ask for your financial documents,...

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HIGH COST LOANS

Capella Mortgage declares a State of Emergency. 340 people have their hopes of home ownership crushed by the latest regulations of Dodd-Frank. Under the new rules, lenders refuse to lend money. Not because the loans are unsafe, but because the government has said that...

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Dodd-Frank Seminar Feb 26

Are you wondering what the latest regulations of Dodd-Frank will do to your business? Us too! After months of study, we are going to share what we know about the rules and regulations published by the Consumer Financial Protection Bureau. Please join us on February...

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Soft Money, AltQM, NonQM

Well, we just got back from the National Association of Mortgage Brokers convention, and found out that the hottest new thing is the same thing we've been doing for years now. Non-conventional lending. They call it AltQM and NonQM, meaning that the loan programs do...

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Balloon Payments for Small Creditors

In September 2015, the CFPB issued new rules relating to whether or not a high cost loan could have a balloon payment at 5 years. A high cost loan is a definition that applies only to 'owner occupied dwellings'. The link listed below references the article from the...

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ANALYSIS & OPINION

Freddie Mac Pulls a 180 in Housing Outlook

Posted To: MND NewsWireRather than taking a step back this year, home sales now seem ready to best their 2016 numbers. Freddie Mac's economists admit that, up until this month, their expectations were for the former (i.e. a 'step back'), but based on recent data, they...

MBS RECAP: Bonds Begin Heading For The Exits, Hoping to Avoid Drama

Posted To: MBS CommentaryAfter seeing today's trading--especially when we consider it in the context of recent technical levels and yesterday's bounce around 2.25% in 10yr yields--it seems increasingly clear that bonds are doing that thing they sometimes do as the...

Watt Says FHL Home Bank Activity Tops $1 Trillion

Posted To: MND NewsWireIt often gets lost in the shuffle, but the Federal Housing Finance Agency (FHFA) is not just the regulator and conservator of the government sponsored enterprises Fannie Mae and Freddie Mac, it also regulates the Federal Home Loan Banking System...

MORE NEWS

FHA NEWS

MBS RECAP: Unofficial 3rd Day of The Weekend

Posted To: MBS CommentaryToday was super slow for bond markets with 10yr yields holding under the same ceiling that was in place on Friday (2.25+). At the same time, the lower yields of the day continually crept higher, making for an even narrower "consolidation...

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Mortgage Rates Higher, Volatility Looms

Posted To: Mortgage Rate WatchMortgage rates continued higher for the 2nd straight day after hitting the lowest levels in more than 7 months earlier this week. Wednesday's big move lower was a direct result of political headlines relating to potential wrongdoing in...

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TWEETS

Capella Mortgage lends in Nevada, California, Washington, Oregon and Arizona, and soon New Mexico, Texas, Colorado, and Wyoming.

3765 E. Sunset #B9
Las Vegas, NV 89120
Phone (702) 214-4700
Fax (702) 214-4703
Broker license #456
NMLS # 372157, Matthew Dale, Broker

If you want to contact us, the best thing to do is call us!

Or you can email us at
newloan@capellamail.com